Airdrie Savings Bank

Address: 56 Stirling Street, Airdrie, Lanarkshire, Scotland ML6 0AW, United Kingdom
Telephone: +44 (0)1236 766851
Fax: +44 (0)1236 752463


As part of the general "thrift" movement prevalent at the time, Airdrie Savings Bank was founded on 1 January 1835. Airdrie Savings Bank opened its doors for business on 21 January 1835 when its first deposits were recorded.

The Bank has no shareholders. It does not require to pay dividends and any surpluses are available for reinvestment for the benefit of customers. The Bank is governed by a Board of Trustees, appointed to represent the interests of depositors and to ensure that the Bank is managed prudently and efficiently. Drawn mainly from the local community, the Trustees give of their time without remuneration and have no financial interest in the Bank's progress. This form of corporate governance is yet another of the Bank's unique qualities.

The Bank is a significant employer in the area and offers the opportunity for rewarding lifelong careers. There is a strong commitment to staff training and development and all of their staff are encouraged to take a lead regarding self development. There is an ongoing programme of formal and informal processes to ensure adequate communication and consultation designed to gain full staff involvement in all staff matters and the Bank's activities. The Bank holds the Investors in People award.

Airdrie Savings Bank can provide the following services to businesses:

  • Competitive rates of interest paid on tailored Money Market Accounts
  • Overdraft and Business Term Loans can be arranged to suit your particular business needs
  • Current Accounts with Cheque Books, Direct Debits, Standing Orders, etc
  • Money Transmission services such as CHAPS and BACS
  • Payment of wages/salaries
  • Secure cash handling

These services are provided personally and professionally and are underpinned by:

  • quick decisions made locally
  • a clear and competitive charging tariff Details
  • a Manager in every Branch available at short notice
  • a traditional banking approach based on a personal service ethos
  • a wish to meet their customers' needs at a fair price

Today, Airdrie Savings Bank is the last of the savings banks still operating independently. Its original ethos remains strong and its focus on the needs of its customers and the local community remains a vital element.

The bank believes that the value of a service enterprise depends on customers continuing their patronage once relationships are established. Personal service thus take precedence over everything else.



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