Address: 32, Rymarska st., Kharkiv, 61057 Ukraine.
Telephone: (057) 715-66-40
Fax: (057) 715-46-61
Email: bank@factorial.ua
Website: http://www.factorial.ua/


They are pleased to inform you that on March 23, 2009 SEB Bank and Factorial-Bank finally merged for the purpose of creation a single financial institution with the solid Swedish investor in the authorized fund, powerful financial potential and strong positions in Ukrainian banking market.

The SEB Group is a North European financial banking group for companies, institutions and private individuals, with more then 670 branch offices around Sweden, Germany, Poland, Russian, Ukraine and the Baltic States.

November, 15, 2007 JSB "Factorial-Bank" officially affiliated to international financial "SEB" Group as a result of signing of agreement about acquisition of "SEB" Group 97.25% shares of "Factorial-Bank". Bargain is made a within the framework of strategy of SEB Group in Ukraine development, is made by 120 million USA. An agreement will take effect after claim of regulative organ. Process of integration "Factorial-Bank", including rebrending, will begin in 2008.

As a member of international financial Group SEB "Factorial-Bank" will be able to extend a range of provided services, offer to the clients such modern products, as funds of investments, life-insurance, work with VIP-clients. Inclusion "Factorial-Bank" in the complement of Group, will allow to strengthen positions of SEB in Kharkov and the East regions of Ukraine. Together with 65 subdivisions of "Factorial-Bank" SEB Group will be able to overcome 21 from 27 regions of Ukraine. A client base will be multiplied considerably: to 13 thousand of legal entity persons and 100 000 private customers. Ukraine is one of the most intensively developing markets of East Europe, which gives them the row of possibilities for development in this region - President of Group SEB Anika Falkengren declares.

For one and a half centuries of successful activity of Group SEB firmly gained a foothold in the world bank market, establish a reputation itself as a reliable financial partner. SEB was the first Scandinavian bank which entered to the Ukrainian market, buying more than 99% shares of  'Agio' bank in 2005, which today operates with the name of 'SEB Bank'.

A Group of SEB is financial organization of North Europe, which serves 400 thousands of corporate clients and organizations, and also 5 million private clients. SEB has representative offices in Scandinavia, countries of Baltic, Germany, Poland, Ukraine and Russia. As of the balance 30.09.07. the general assets of Group made a 341 milliard USA, assets under a management are 220 milliards USA. As of the balance 30.09.07 the general assets of both banks in Ukraine ("SEB Bank" and "Factorial-Bank") would make 452 million USA.

Historically, the process of establishment and rapid development of the "Private-Exel" Joint-Stock Bank, which is known now as the "Factorial-Bank" JS Bank, was initiated 15 years ago. The "Factorial-Bank" JS Bank was registered by the National Bank of Ukraine on December 1, 1992 under No. 131 and has been acting on the grounds of NBU license No. 37 of December 04, 2001.

Today, the "Factorial-Bank" JS Bank is a powerful financial institution working hard to implement new banking products and satisfy the requirements of its clients to the maximum possible degree. The complete range of high-quality banking services rendered to legal entities and natural persons, institute of personal managers, ongoing extension of the network of affiliates, implementation of advanced information technologies, as well as the state-of-the-art banking services provided on the level of the European standards – all those factors promote the expansion of the clientele base and contribute to the steady development of cooperation with the clients.

Bank Philosophy

The principal objectives are to be able to adopt reasonable solutions in sound business, to become the best system bank servicing the small- and medium-scale business due to individual-based approach to each Client, transparency of information, professionalism and reliability. We rate highly all our Clients, exert every effort to satisfy their every requirement and, therefore, continue to advance purposefully and respond promptly to any changes in the financial sector.



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