Address: Rabobank International Recruitment, UC-Z 5026, P.O. Box 17100, 3500 HG Utrecht, The Netherlands
Website: http://www.rabobank.com/


The two banks served their rural communities independently for three-quarters of a century, both successfully practicing cooperative banking principles.  Therefore their 1972 merger was a logical partnership. In 1980 the bank decided to formally adopt the name that it had been using informally for some time - Rabobank Nederland – a combination of the first letters of the two original cooperative banks that sealed the fusion of their identities. Today Rabobank is owned by 161 local banks, all working together to provide financial services and products to the Dutch retail and business markets.

Rabobank Group is a full-range financial services provider founded on cooperative principles. They are a global leader in Food and Agri financing and in sustainability-oriented banking. The Group comprises 161 independent local Dutch Rabobanks, a central organisation (Rabobank Nederland), and a large number of specialised international offices and subsidiaries. Food & Agribusiness is the international prime focus of the Rabobank Group.

The Rabobank Group has the highest credit rating (AAA), awarded by the well-known international rating agencies Moody's and Standard & Poor's. In terms of Tier 1 Capital, the organisation is among the world's fifteen largest financial institutions.

Profile & values

Rabobank provider that operates on cooperative principles. Its origins lie in the local loan cooperatives that were founded in the Netherlands nearly 110 years ago by enterprising people who had virtually no access to the capital market.

Rabobank Group combines the best of two worlds; the local involvement and personal touch of the local Rabobanks with the expertise and economies of scale of Rabobank Nederland and it subsidiaries.
Rabobank attaches great value to having and keeping satisfied customers. That is why one of its core objectives is to create the highest possible customer value. Customer value is reflected in the degree of customer satisfaction and loyalty.  Rabobank is critical of itself and is keen to learn from clients what it does well and what could be improved.

Corporate governance

Over the past decade Rabobank has paid a great deal of attention to the issue of responsible corporate governance. The Rabobank Group has closely followed the global debate on this subject and accordingly implemented measures that optimise its own system of governance.

Corporate Social Responsibility

Corporate social responsibility is gradually working its way into the core of their business. Rather than to tell their customers off, they do this to identify risks and opportunities inherent in larger credit facilities and transactions. In addition, they substantially extended their range of sustainable investment products and developed innovative products such as the Dutch credit card with climate compensation.

They also took action to exclude dubious companies from their pension fund’s investments and are taking steps towards achieving carbon-neutral business operations.

  • Vision and Mission

For companies seeking financing for proposed activities, financial institutions such as Rabobank are very often vital. This gives them influence on investment decisions and on the consequences of those investments for the environment in which we live.

  • Products and services

Rabobank is firmly committed to achieving maximum client value, and that commitment has proved to be fully compatible with their commitment to CSR.

The integration of CSR in payments, savings and loans is still in an early stage. A start has been made on the development of special sustainable versions of conventional products and services for their Dutch clients, such as the Rabo Climate Mortgage, the Rabocard credit card with climate compensation, and the Rabo Green Savings account.

The Rabobank Group facilitates emissions trading through CLIMEX, an electronic trading platform. CLIMEX also organises auctions of CO2 credits for a range of European public-sector organisations. Rabobank International’s Commodity & Weather Derivatives Group trades in CO2 rights and certified emission rights for large corporate customers.



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