Banque et Caisse d'Épargne de l'État, abbreviated to BCEE, is a Luxembourgish bank, established and owned by the Luxembourgish government. Founded in 1856 as a savings bank, its competences were expanded over time, culminating in its transformation by Grand Ducal decree into a full service bank on 25 October 1944. Nowadays, it provides all the functions of a commercial bank, including retail banking and private banking.
Today, BCEE is a fully-fledged universal bank and offers the full range of services that a national and international clientele expects from its financial intermediary. The Bank not only has the largest branch office network in Luxembourg but also has a vast network of correspondent banks worldwide. With some 1600 employees, it is one of the 15 biggest employers in the Grand Duchy of Luxembourg. The excellent ratings of AA+ by Standard & Poor's and Aaa by Moody's make BCEE the best-rated commercial bank in Luxembourg.
Throughout its more than 150 years of existence, the main concern of Banque et Caisse d'Epargne de l'Etat (BCEE) has always been to meet the demands of its customers and of the national economy.
BCEE is not only held in high esteem by the rating agencies, but is also highly regarded by its customers, as it offers a wide range of products and services adapted to the needs of private individuals, professionals and young people. BCEE know how to work in partnership with you in everyday life.