Joint Box was founded in 1985 by some alternative thinking individuals who, based on a green and sustainable thinking wanted to create a bank where the attitudes and values were at headquarters - rather than large profits and dividends.
From a modest start, Common Checkout evolved into a financial institution that offers all necessary services - eg. current accounts with Visa / Dankort, PBS, savings accounts, banking, pension and børneopsparing. They also offer a complete solution for businesses, associations, institutions, etc. You will be involved as a customer a fixed adviser.
Common Checkout users
Common Checkout currently has 5,000 users well.
In our first year was the overwhelming majority of the users members of private accounts, but over the years, many organizations and a considerable number of self-employed reached.
In common case, to shareholders instead of the interest to accrue share dollars, which later enables loans at favorable terms. Share crowns calculated from the deposit and the cash flows are translated through the interest free accounts.
Joint Box values
Common Checkout gives you that few other financial institutions the opportunity to determine your money. Common Checkout offers today above model with share dollars as well as the well-known model of interest on deposits, depending on customer preference. Money does not matter in itself, but we give you as a customer the opportunity to choose whether you want to see returns on your money immediately, the favorable credit later or whether you want to give your share dollars to others - family, friends or our Green Growth pool.
Green Growth is our product to support sustainable projects. As a member you can choose to give your savings share dollars for Green Growth pot. This allows other members to borrow at low interest rates for projects with a sustainable content.
Green growth projects may include: