Bank fuer Tirol und Vorarlberg AG

Address: Stadtforum, 6020 Innsbruck, P.O.BOX 573, Austria.
Telephone: +43/5 05 333-0
Fax: +43/5 05 333-1206


Bank fuer Tirol und Vorarlberg AG (BTV) is a commercial bank based in Austria and is a leading and widely recognised universal bank based in western Austria. The Bank provides a range of services for private and corporate customers, including basic bank accounts, credit cards, loans, savings accounts, and real estate services for private customers, as well as financing, leasing and payment transactions for corporate clients.

Private-sector thinking, entrepreneurial behaviour, autonomy and political independence – these key values enjoy the highest priority at BTV. Furthermore the BTV’s healthy profit and share capital structure allow it to manage the positive long-term development of the company actively and free from external influence.

Another traditional value is the bank’s strong regional basis. Originally founded in Innsbruck and Bregenz, BTV is now active in the medium-sized centres of the bordering regions of Germany, Switzerland, Liechtenstein and northern Italy as well – in other words in markets with a similar structure to that of its core markets. This allows the bank to cultivate a personal relationship with its customers.

In its core markets of Tyrol and Vorarlberg, BTV is a universal bank, while in its expansion markets of Vienna, Switzerland, southern Germany and northern Italy it is a niche bank.

It all began on 8 April 1904 when the royally and imperially appointed Allgemeine Verkehrsbank in Vienna obtained an Interior Ministry licence to set up a limited company. The Bank bought out two other banks: Payr & Sonvico of Innsbruck and Ludwig Brettauer sel. Erben of Bregenz and the new firm was headed up by Hans Sonvico and Ferdinand Brettauer, who had managed the Bank pre-merger. The entry in the Commercial Register on 18 August 1904 was just a formality: the Bank für Tirol und Vorarlberg had been born.

The Bank's philosophy of not entering into any risky speculations on the financial markets had paid off. By sticking to this business policy, BTV was the only regional joint-stock bank to survive the economic crisis, and by taking over other domestic banks actually came out of the 1920s stronger than it had been before.

Since the second half of the 90s, BTV's MDs, Peter Gaugg and Matthias Moncher, have energised the Bank. BTV is the business and private banking leader in its core Tyrol and Vorarlberg markets and, as one of Austria's most cash-rich banks, is making careful use of the opportunities offered by the new Europe. It is expanding into Vienna, Northern Italy, Southern Germany and Eastern Switzerland, where its market share is steadily rising. In 2004 BTV opened its first foreign branch at Staad on Lake Constance. 2006 and 2007 BTV opened branches in Germany: in Augsburg, Memmingen, Rosenheim (Bavaria) and Ravensburg/Weingarten (Baden-Württemberg). Stuttgart and Munich started in 2008.



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