Landesbank Baden-Württemberg

Landesbank Baden-Württemberg (LBBW) is a universal bank and an international commercial bank.

On 1 January 1999, Landesbank Baden-Württemberg (LBBW) was formed through the merger of SüdwestLB, Landesgirokasse, and the commercial banking business of L-Bank. It is a universal bank and international commercial bank with full freedom to conduct business and establish branches.

Together with its regional retail banks Baden-Württembergische Bank (BW-Bank), Rheinland-Pfalz Bank and Sachsen Bank, it offers the whole range of products and services typical of a modern large bank.

LBBW is the central bank of the savings banks in Baden-Württemberg, Rhineland Palatinate and Saxony. BW-Bank functions as a savings bank for LBBW in the territory of the state capital, Stuttgart.

LBBW’s strategic profile

As of 1 January 1999, LBBW was formed through the merger of three distinct banks as a universal bank with a geographic focus on Baden-Württemberg. Over the years, five strategic pillars, differentiated by customer groups, have emerged in response to the changes in the market:

• Retail customers to whom a full range of products is provided through BW Bank in the core market of Baden-Württemberg.
• Corporate customers with a special focus on small and medium-sized enterprises in Baden-Württemberg through BW Bank, key account customers in Germany and Europe, as well as real estate companies, by offering the full range of products relevant to these customer groups.
• Credit institutions and institutional customers with whom lending operations and trading transactions are conducted.
• Savings banks in Baden-Württemberg for whom LBBW, as the central banking institution, provides an infrastructure (settlement units, overseas network, research) and LBBW itself uses.
• Complementary services such as leasing, real estate, which generate stable returns.